MUKTA SINGH

Counsellor at a Music Institute

Mukta's love for music started young and she was able to continue to associate herself with music by taking a job as a councillor at a Music Institute. Today she prides herself at being able to encourage young minds to take up music not just as a hobby but as something they can pursue later on in life too. Her husband works as a Field Officer at a local transport company. Together they took a Loan from Shubham to build their dream house where they live with their 14 yr. old son and hope to open up their own Music Institute someday.

 By taking a loan of 9 Lakhs, we were able to convert our dreams into a reality 

GULVEER SINGH

General Store Owner


Originally belonging to Sikandrabad, Gulveer shifted base to Faridabad 10 years ago so that he could make a life for himself which a small city could not provide given his limited education. With hard work and perseverance, not only does he own a shop now but has also bought a home for himself with the help of Shubham's loan. He says that the pleasure of watching his 2 children grow in their own home is priceless. Our home loan at low interest has helped him to get his dream house.

 Shubham helped me buy a home that is walking distance from my shop. No more do I need to travel hours to reach home to spend time with my family 

Home Loan Interest Rate FAQs

An interest rate between 12.75% - 44% on a Home Loan is a good and affordable interest rate.

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Although the interest rate varies from lender to lender, the lowest rate of interest on a Home Loan is 12.75%

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It is when the loan interest rates remain unchanged throughout the loan tenure or repayment cycle.

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You can use TERA MERA GHAR HOUSING INDIA PRIVATE LIMITED AN ISO 9001 : 2008 Finance’s Home Loan EMI calculator, which will calculate the total interest payout based on selected factors such as the loan amount and tenure.

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The fixed interest rate on a Home Loan remains unchanged throughout the loan tenure. A floating interest rate fluctuates throughout the loan tenure.

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The interest rate on Rs. 1 lakh loan would entirely depend on the chosen loan tenure. If the tenure is less, the interest will be higher, while it will be lower if the chosen tenure is higher.

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The stamp duty charge is usually 0.1% on the total loan amount if the loan amount is less than Rs 10 lakhs.

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