WORK WITH US

We are firmly committed to building a professional organization that is financially rewarding and a fun place to work. We believe that People are our greatest asset and every individual has unique experiences, skills, and passions.

OUR MISSION


Our sole mission is to provide housing loans and finance solutions to families with informal incomes through new-age credit programs which do not require individuals to provide any income proof on paper.

With our credit program, we would want every family to own a home of their own, even though they may be outside the formal income circle. Our goal is to enable families to have better and more secure futures and drive financial inclusion within this segment.

Home Loan Interest Rate FAQs

An interest rate between 12.75% - 44% on a Home Loan is a good and affordable interest rate.

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Although the interest rate varies from lender to lender, the lowest rate of interest on a Home Loan is 12.75%

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It is when the loan interest rates remain unchanged throughout the loan tenure or repayment cycle.

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You can use TERA MERA GHAR HOUSING INDIA PRIVATE LIMITED AN ISO 9001 : 2008 Finance’s Home Loan EMI calculator, which will calculate the total interest payout based on selected factors such as the loan amount and tenure.

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The fixed interest rate on a Home Loan remains unchanged throughout the loan tenure. A floating interest rate fluctuates throughout the loan tenure.

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The interest rate on Rs. 1 lakh loan would entirely depend on the chosen loan tenure. If the tenure is less, the interest will be higher, while it will be lower if the chosen tenure is higher.

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The stamp duty charge is usually 0.1% on the total loan amount if the loan amount is less than Rs 10 lakhs.

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