CURRENT CREDIT RATING


                                    

RATING/OUTLOOK


                                

                                    

Nature of Borrowings


                                
                                    

ICRA


                                

                                    

Non-Convertible Debentures


                                
                                    

ICRA A/Stable


                                


 


                                    

Particulars


                                
                                    

ICRA


                                
                                    

India Rating


                                

                                    

Term Loan


                                
                                    

A (Stable)


                                
                                    

A+ (Stable)


                                

                                    

Non – Convertible debentures


                                
                                    

A (Stable)


                                
                                    

NA


                                

                                    

Commercial Papers


                                
                                    

A1


                                
                                    

NA


                                

Home Loan Interest Rate FAQs

An interest rate between 12.75% - 44% on a Home Loan is a good and affordable interest rate.

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Although the interest rate varies from lender to lender, the lowest rate of interest on a Home Loan is 12.75%

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It is when the loan interest rates remain unchanged throughout the loan tenure or repayment cycle.

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You can use TERA MERA GHAR HOUSING INDIA PRIVATE LIMITED AN ISO 9001 : 2008 Finance’s Home Loan EMI calculator, which will calculate the total interest payout based on selected factors such as the loan amount and tenure.

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The fixed interest rate on a Home Loan remains unchanged throughout the loan tenure. A floating interest rate fluctuates throughout the loan tenure.

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The interest rate on Rs. 1 lakh loan would entirely depend on the chosen loan tenure. If the tenure is less, the interest will be higher, while it will be lower if the chosen tenure is higher.

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The stamp duty charge is usually 0.1% on the total loan amount if the loan amount is less than Rs 10 lakhs.

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