APPLY FOR A HOME LOAN ONLINE WITH TERA MERA GHAR HOUSING INDIA PRIVATE LIMITED DEVELOPMENT FINANCE

Owning a home is something that everyone aspires for. It means putting down your roots and having a space that is truly yours. A home is a gateway to financial success that you will be glad about in the future!       

This loan can be taken for the following purposes:       

  • Purchase of a new or old house/flat
  • Purchase of new plot along with constructing a home on your own
  • Constructing a home on an already owned plot
  • Home extension to add a room, build extra space or add an additional floor to your already existing property
  • Loan transfer

 

Calculate your Home Loan EMI:


Prospective borrowers can add a co-applicant to improve their loan eligibility through a joint home loan. Also, make sure that you research your loan requirement. You can also calculate the EMI that you will have to pay monthly for the loan availed. Here’s a quick look at how you can do it with our EMI calculator tool.

Housing Loan is the amount of money you borrow from a lender to buy a home but calculating the loan amount, interest rate, and loan tenure can be tedious.

EMI calculator is a tool that helps the user to calculate EMI and consider a suitable payment schedule and find accurate breakups of your total payable amount. It also helps you calculate your loan tenure and monthly installments to be paid towards the home loan repayment.

Now, with the help of the Tera Mera Ghar EMI calculator, you can determine the EMI for your loans. All you have to do is assess your eligibility and the applicable EMI for the amount of loan you wish to take from Tera Mera Ghar by entering the below details:

Loan amount, Tenure, Interest rate, monthly income, ROI = EMI

Once you fill in the above data, complete information about the EMI, total interest outgo, and the total amount will be clear.

The eligibility calculator works based on parameters such as your monthly income, tenure, and interest rate which will help you to decide on the loan amount to apply.

Before embarking on your home buying journey check your home loan eligibility. It wouldn't just help you to stay focused on your plan but will also offer you peace of mind.

If an individual wants to avail a home loan online, he will have to fulfill specific documentation and meet the eligibility criteria.

Home Loan Interest Rate FAQs

An interest rate between 12.75% - 44% on a Home Loan is a good and affordable interest rate.

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Although the interest rate varies from lender to lender, the lowest rate of interest on a Home Loan is 12.75%

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It is when the loan interest rates remain unchanged throughout the loan tenure or repayment cycle.

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You can use TERA MERA GHAR HOUSING INDIA PRIVATE LIMITED AN ISO 9001 : 2008 Finance’s Home Loan EMI calculator, which will calculate the total interest payout based on selected factors such as the loan amount and tenure.

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The fixed interest rate on a Home Loan remains unchanged throughout the loan tenure. A floating interest rate fluctuates throughout the loan tenure.

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The interest rate on Rs. 1 lakh loan would entirely depend on the chosen loan tenure. If the tenure is less, the interest will be higher, while it will be lower if the chosen tenure is higher.

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The stamp duty charge is usually 0.1% on the total loan amount if the loan amount is less than Rs 10 lakhs.

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