Why take EMI Free Loan from Tera Mera Ghar?

Whether it’s a planned event or an unplanned emergency, our EMI Free loans help you meet any financial requirement without denting your pockets. Our one of a kind pocket friendly personal loan helps you lower your monthly EMI by 40%.

Reduce your monthly loan re-payment by 40% as compared to Personal Loan


Get a flexible personal loan with an interest only and bullet payment option. Check your rate online with no impact on your CIBIL score.

Home Loan Interest Rate FAQs

An interest rate between 12.75% - 44% on a Home Loan is a good and affordable interest rate.

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Although the interest rate varies from lender to lender, the lowest rate of interest on a Home Loan is 12.75%

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It is when the loan interest rates remain unchanged throughout the loan tenure or repayment cycle.

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You can use TERA MERA GHAR HOUSING INDIA PRIVATE LIMITED AN ISO 9001 : 2008 Finance’s Home Loan EMI calculator, which will calculate the total interest payout based on selected factors such as the loan amount and tenure.

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The fixed interest rate on a Home Loan remains unchanged throughout the loan tenure. A floating interest rate fluctuates throughout the loan tenure.

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The interest rate on Rs. 1 lakh loan would entirely depend on the chosen loan tenure. If the tenure is less, the interest will be higher, while it will be lower if the chosen tenure is higher.

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The stamp duty charge is usually 0.1% on the total loan amount if the loan amount is less than Rs 10 lakhs.

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