LOAN AGAINST PROPERTY

A Loan Against Property is a convenient way to fund your business or meet your personal needs by using your property as collateral to get a loan. At Tera Mera Ghar , we help you to leverage your property to fulfill your needs.

Why choose Tera Mera Ghar Loan Against Property?


A Loan against Property is a secured loan against residential property held with the lender as collateral. Borrowers may use the funds for various purposes such as:

  • Meet an upcoming wedding expense
  • Financing business and expansion plans i.e. taking a loan for business
  • Purchase of Equipment
  • Meeting the education expense of your children
  • Fulfilling your personal financial needs
  • Meeting any healthcare expenses

You can now avail a hassle-free loan against property and enjoy a quick approval and fast loan disbursal.

Home Loan Interest Rate FAQs

An interest rate between 12.75% - 44% on a Home Loan is a good and affordable interest rate.

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Although the interest rate varies from lender to lender, the lowest rate of interest on a Home Loan is 12.75%

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It is when the loan interest rates remain unchanged throughout the loan tenure or repayment cycle.

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You can use TERA MERA GHAR HOUSING INDIA PRIVATE LIMITED AN ISO 9001 : 2008 Finance’s Home Loan EMI calculator, which will calculate the total interest payout based on selected factors such as the loan amount and tenure.

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The fixed interest rate on a Home Loan remains unchanged throughout the loan tenure. A floating interest rate fluctuates throughout the loan tenure.

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The interest rate on Rs. 1 lakh loan would entirely depend on the chosen loan tenure. If the tenure is less, the interest will be higher, while it will be lower if the chosen tenure is higher.

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The stamp duty charge is usually 0.1% on the total loan amount if the loan amount is less than Rs 10 lakhs.

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